Saving Money

Things We Shouldn’t Pay For

As I read the daily news, I can’t help but wonder about the causes of our current economic downturn. I know the reasons that are propounded by economists and business leaders and I understand, generally, the current credit crunch. That said, I also wonder whether our economic problems might not boil down to [...]

A Life Without Debt: The Big Payoff

People frequently ask me why I’m so committed to living without debt. Am I debt phobic? Afraid of bankruptcy? Am I afraid that I’ll get in over my head? Am I just out of touch with “the way people do things these days?” I always answer no to all of these questions. The reason I [...]

Save When You Garden Together

We had a rare spring-like day this week – sunny and warm enough to shed the winter jacket for a bit. It was also the same day my favorite seed catalog arrived in the mail. Coincidence? I think not! Garden season is close.
Gardening has always seemed to me like a thrifty three-fer: exercise, time outside, [...]

Keep Busy, Save Money: Is it time to take your responsibilities more seriously?

Lately, I have been busy. Really busy. I am studying for a professional licensing exam and trying to balance 8 to 10 hours of studying per day with the responsibilities of being a good husband and father. On the whole, I am managing just fine. I hope.
That said, I don’t [...]

A Life Without Debt

A lot of people are realizing that a life without debt is both liberating and safe. It’s something that more and more people are striving for. The problem is, many people who would like to live a life without debt have no idea what that sort of life looks like. They have spent so many [...]