frugal

Home Economics: Not What They Taught Me in High School

I’m sure I’m dating myself by telling you that I remember the days when boys in high school took shop and the girls took home economics. I don’t know what went on in shop class, but I know that home economics, as it was taught then in my school, was a joke. We did learn [...]

Pioneer Spirit

I grew up in the 1970’s. Looking back, I realize ever more what a really cool time that was. I knew people who had lived through the Great Depression and both of the World Wars. They had grown up through greater hardship than any we face today and they had learned to [...]

Haggling For Bargains

Please consider the idea of haggling: a buyer negotiating with a seller to get a lower price. It sounds like a great way to save money. Why am I not doing it?
I believe that like other consumers, haggling just isn’t on my radar:

I pay what I see on the price tag without question. [...]

Personal Responsibility Is The Key to Financial Success

I think if I hear the words “bail out” once more I might scream. It seems that everywhere I turn these days someone, some company, or some institution is getting bailed out of their bad financial decisions. As someone who has tried very hard to live within the rules and not make bad or irresponsible [...]

When the Poverty Mindset Threatens Family and Fun

Here’s a case study to think about: A member of my family has large retirement funds and savings accounts, a good income, no mortgage, and no other debt. She does not buy the top of the line in anything and is as frugal as they come. She buys very little that isn’t necessary and gets [...]