Author Archive
What Counts as Being Debt Free? – A Life Without Debt
In writing this column, one of the things that I see frequently in the comment trail is an argument about what counts as being debt free. Some people argue that debt free means freedom from consumer debt such as credit cards and car loans. Keeping a mortgage, whether for a personal home or a rental [...]
A Life Without Debt: Learning to Live With Fear
A debt free friend of mine came to me this week with an interesting problem. He’s recently been laid off from his job and is living on his (not insubstantial) emergency fund and unemployment while he looks for work. By his own admission he has enough in various savings products to last him about five [...]
A Life Without Debt: Embracing a Different Way of Life
The other day, in a different context, I heard someone talking about “embracing a different way of life”. It got me to thinking about what that oft-repeated phrase really means in relation to a debt free life. When I think of embracing a different way of life, I think of going after something with so [...]
A Life Without Debt: It’s Not the Same for Everyone
I’m often asked two things: First, how can someone become debt free and second, how does one really live debt free? The people who ask these questions are usually seeking a blueprint; a set of fail safe steps that will get them debt free and give them instructions on how to live a debt free [...]
A Life Without Debt: Valuing the Old
I’m constantly amazed by how little value we place on the older things in our society these days (and our older people, but that’s a whole other issue). I can remember looking around my grandmother’s house and seeing the piano that had belonged to her great grandmother, the quilts that her mother and grandmother had [...]
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